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The Exchange is Oil City’s newest destination for dining, drinks, and community. Housed inside the historic Oil City National Bank building, The Exchange blends the spirit of Pennsylvania’s heritage with the energy of a modern gathering place. Our menu features bold Cajun-inspired smokehouse dishes alongside fresh, seasonal plates, all designed to pair perfectly with our craft cocktails, house-distilled spirits, and rotating beer selection. Whether you’re here for dinner with friends, a round of cocktails at the bar, or one of our themed events, The Exchange offers an experience rooted in authenticity and hospitality. We’re more than just a restaurant and bar—we’re a space for Oil City to connect, celebrate, and create new traditions.
Address and Contact Information
Address: 100 Seneca St 1st Floor, Oil City, PA 16301
Phone: (582) 558-4051
Menu Photos
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Reviews
Karly Hannold
Wonderful addition to the area. Building is beautiful. We love Cajun food and were so excited to see frog legs on the menu. Was hesitant about the buffalo sauce being on them but it was a really nice flavor combo. Steak was tender with excellent fries and chimichurri sauce. Husband wanted Jumbalaya but it had sold out, opted for the fried catfish and it was a fresh hot generous portion and even better adding some dry Cajun that was with the salt and pepper at the table. Beignets were tasty with a lovely espresso flavored cream on the side. Also tried the elderflower blackberry seltzer (love my seltzers) and ended up buying an entire case.
Hope to see you guys stay here for many years to come will be back!
… moreHope to see you guys stay here for many years to come will be back!
Olivia
Exchange is one of those rare places that manages to honor its history while feeling fresh and modern. Housed in a beautifully renovated old bank, the restaurant still carries hints of its past with vaulted ceilings, rich architectural details, and a sense of character that you just can’t create from scratch. The result is a very cool, inviting atmosphere that feels both upscale and comfortable.
The food is outstanding: flavorful, thoughtfully prepared, and clearly crafted with care. Every dish feels like a step above the usual, and the drinks are just as impressive. They were delicious and perfect for pairing with the meal or enjoying on their own.
Our server, Lily, was wonderful. Warm, friendly, and attentive, she made the experience even better with her easygoing personality and great recommendations.
Exchange isn’t just a restaurant, it’s a vibrant part of the community. Whether you’re stopping in for dinner, celebrating an occasion, or just grabbing a drink, it’s the kind of place that makes you glad it’s in town.
Highly recommend!
… moreThe food is outstanding: flavorful, thoughtfully prepared, and clearly crafted with care. Every dish feels like a step above the usual, and the drinks are just as impressive. They were delicious and perfect for pairing with the meal or enjoying on their own.
Our server, Lily, was wonderful. Warm, friendly, and attentive, she made the experience even better with her easygoing personality and great recommendations.
Exchange isn’t just a restaurant, it’s a vibrant part of the community. Whether you’re stopping in for dinner, celebrating an occasion, or just grabbing a drink, it’s the kind of place that makes you glad it’s in town.
Highly recommend!
Desiree Rhoades
I was born in Oil City but now live in the Philadelphia area. I come back about twice a year and have been looking forward to the Exchange since I learned about it. We met Jeff immediately. You can always tell when someone loves what they do. Jeff gave us a mini tour with a history lesson. We got the dates wrapped in bacon, Seneca street noodles, and the Edmund’s cut. Everything was amazing. For drinks, I got the bloom and the giggle water. The giggle water was a recommendation by the waitress and I was shocked to find that I loved it. We will 100% be back on our next trip and I’m so glad to see Oil City making a comeback.
… moreSheri M
I was reluctant about going because of the Cajun twist, how ever it turned out to be amazing. The frog legs were small but full flavor, we tried it plain. The smoked wings in buffalo flavor were amazing. I would order those as meal they were packed full of flavor.
The smash burger was two patties with lettuce, tomato, crispy onions, added bacon and cheddar cheese with a pickle on top.
The shrimp and grits with peppers and onions some of the best I have ever tasted.
I was looking forward to the catfish but they ran out, so pulled pork po boy with coleslaw on a bun was so tasty.
Enjoyed the old fashion, and the getaway driver. The elderflower seltzer is mild and refreshing. And the jet lag relief pale ale is a popular choice making you want to take some home.
Side hustle is located in a time capsule with so much history and Jeff was enthusiastic about sharing the history.
… moreThe smash burger was two patties with lettuce, tomato, crispy onions, added bacon and cheddar cheese with a pickle on top.
The shrimp and grits with peppers and onions some of the best I have ever tasted.
I was looking forward to the catfish but they ran out, so pulled pork po boy with coleslaw on a bun was so tasty.
Enjoyed the old fashion, and the getaway driver. The elderflower seltzer is mild and refreshing. And the jet lag relief pale ale is a popular choice making you want to take some home.
Side hustle is located in a time capsule with so much history and Jeff was enthusiastic about sharing the history.
Asbury Home Improvements
Jeff and Helena were amazing. We were blown away when we ate the food and deserts, they were delicious and fairly priced. It’s a hidden gem in Oil City for sure. We came from Ohio, and almost want to go back to Oil City just for the Exchange Restaurant experience. Ask For Jeff and a Historical tour while at the restaurant as well.
… moreHannah Kennedy
It’s such a great thing to see this building bringing something new to Oil City, after decades of sitting unused. You can tell the building was lovingly renovated, honoring the history of the original 1920s bank. The restaurant has an upscale, yet comfortable vibe, and the food and drinks are great! Service was very friendly. It’s wonderful to see something like this come to OC. I’ll be back again!
… morekathy Henderson
The Exchange in Oil City is a wonderful addition to the Oil City area. We have been numerous times and the food and service has always been consistently amazing. We like to take out-of-town guests there and meet friends there because it is always a wonderful experience. The Exchange never fails us. Love the beignets. Jeff is always good for a bit of history about the building and the area.
… moreJoseph Croskey II
Fabulous and creative drinks! Fantastic service! Food is good, New Orleans flavor. Loved the frog legs and wedge salad.
… moreDerrick Nedzel
Excellent Jambalaya! Hushpuppies are also really good. Owner walked us thru the vault – amazing bit of history, it was really fun to learn about the history of the building. Beautiful dining room – it was the old bank lobby very well preserved. What a great experience! We will definitely be back!
… morestephanie m.g. woods
Very cool old bank building, so the setting is historical with an excellent restored mural on the ceiling and they made the old bank vault a tasting room. Excellent food and delicious craft cocktails made with their own distilled liquor in house. Great atmosphere. Will come again whenever I am in town.
… more